THE TEAM

Since 1976, we have been a leader in the industry, providing our family of clients with the highest quality home loans combined with the lowest mortgage rates available. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced staff can help meet your financial goals.


James "JR" Molinaro

NMLS #296266, calBRE #00855014

Direct: 408-605-4471

Fax: 408-273-6729

Email: JR@Woodbridge.Financial

J.R. is the one to call, if you ever need help with a Mortgage Loan. His expertise is unparalleled to others I’ve worked with throughout my career, as is his professionalism. (Not to mention, he made it happen for us, at no cost. Wow!) J.R. comes highly recommended by me, and I would gladly refer any of my closest friends and family to him. No doubt they would be in the best of hands. BIG thank you
— L. Higgins (client for life)

James Molinaro

NMLS # 1432716, calBRE #01994194

Direct: 831-884-8525

Fax: 831-887-3803

Email: James@Woodbridge.Financial

Woodbridge Financial was FANTASTIC! James and J.R. guided us through the entire process and helped us make a confident decision on the many loan options available. Follow up and communication were excellent. James even came to our home or workplace for signatures on various documents. Our transaction was very complicated and James and J.R. were on top of everything and very comforting. I cannot recommend Woodbridge highly enough.
— D. Ogimachi