For nearly 50 years, the Molinaro family has been guiding clients home. Starting with SR Molinaro in 1976 and led by JR Molinaro through the dynamic markets of the 80s and 90s, Woodbridge Financial is built on a rare three-generation foundation of trust. James Molinaro joined the firm in 2015 and officially took the helm in 2025. Today, James combines decades of inherited market wisdom with cutting-edge lending strategies to deliver frictionless mortgage solutions. Whether you are a first-time buyer or a seasoned investor, James brings a lifetime of industry expertise to your corner

James Molinaro

Direct: 831-884-8525

Email: James@Woodbridge.Financial

calDRE #01994194

NMLS #1432716,

James is the one to call, if you ever need help with a Mortgage Loan. His expertise is unparalleled to others I’ve worked with throughout my career, as is his professionalism. (Not to mention, he made it happen for us, at no cost. Wow!) James comes highly recommended by me, and I would gladly refer any of my closest friends and family to him. No doubt they would be in the best of hands. BIG thank you
— L. Higgins (client for life)